The University's policy relating to staff's personal property is that staff bring their property onto the campus at their own risk.
The exception to this policy is when the property is used by the staff member to undertake their duties at CSU with the approval of their DVC, Dean, Head of School, Executive Director or Director and final approval from Division of Finance. If such property is damaged or stolen on campus, it may be insured by CSU. Please note a $2,500 excess will apply to each claim. It is strongly recommended that staff assess their own insurance requirements for their personal property and that appropriate cover is in place with their insurer. Please note that this University insurance policy will only apply to property that is not otherwise insured.
Therefore if you require your personal property on campus to be insured by the University, you will need to;
Except to the limited extent that CSU's Overseas Travel and core protection policies may apply, the University does not provide any insurance coverage in respect of Students' Personal Property. It is strongly recommended that students seek their own professional advice in relation to their personal property that may require coverage on campus or elsewhere.
This policy covers tangible property both real and personal of every kind and description belonging to the insured or for damage to which property the insured is legally responsible or which the insured has assumed responsibility to insure prior to the occurrence of any damage. Property insured includes all property acquired after the commencement of the period of insurance.
This policy covers the legal liability of the insured parties to pay damages or compensation arising out of personal injury or damage to property caused by an occurrence in connection with their business of and/or the products.
This policy provides indemnity for the Insured against loss arising from any claim in respect of civil liability for breach of a duty owed in a professional capacity first made against the Insured. It also provides indemnity for the Insured against loss arising from any claim in respect of civil liability for libel or slander first made against the Insured. The policy is underwritten on a "claims made" basis. No claim can be made against the policy once the policy has expired or has been cancelled.
This policy provides indemnity for the Insured on behalf of a protected person for loss which a protected person is legally liable to pay by reason of any claim first made against such a protected person. The policy is underwritten on a "claims made" basis. No claim can be made against the policy once the policy has expired or has been cancelled.
This policy is a comprehensive insurance policy that covers loss or damage to registered CSU vehicles and/or legal liability arising out of the use of a registered CSU vehicle. The policy operates within the Commonwealth of Australia. Only University-owned vehicles are covered, it does not apply to privately owned vehicles even whilst being used on University business.
All employees authorised to drive University vehicles must adhere to all traffic regulations, drive safely and courteously and familiarise themselves with the University's Driving Hours Policy in the CSU Policy Library.
This policy provides coverage for construction and renovation of buildings for Charles Sturt University against a sudden and unforeseen physical loss or damage where construction contracts are carried out within the University's campuses in NSW.
Please contact the Insurance Officer if your require further information on the Contract Works Insurance policy or claim procedures and / or claim forms in relation to the policy.
This policy provides cover for all volunteer workers and visiting lecturers whilst engaged in voluntary work and/or lecture activity including whilst travelling directly to/from the place of such voluntary work and/or lecture activity as applicable. Coverage applies to anywhere in Australia.
This policy provides cover in respect of full time and part time internal students of all campuses in Australia of Charles Sturt University to apply 24 hours per day, 365 days per year, excluding students 75 years of age and older.
This policy provides cover in respect of distance education external students of all campuses in Australia of Charles Sturt University to apply whilst such persons are on authorised work experience. Students 75 years of age and older are excluded.
This policy provides cover in respect of full time and part time internal students of Charles Sturt University NSW Police College, Goulburn to apply 24 hours per day, 365 days per year.
This policy provides cover in respect of distance education external students of Charles Sturt University NSW Police College to apply whilst such persons are undertaking practical placement components of their course including whilst travelling in connection therewith.
This policy is intended to cover casual hirers of facilities owned or operated by Charles Sturt University where the casual hirer:
This cover is not concurrent with any other policy which provides similar protection to hirers and will only come into operation when indemnity provided by such other policy has been exhausted.
To ensure that premiums are as low as possible in respect to the cover provided there are risk management tools that must be implemented, in particular:
Overseas Travel Insurance and access to our Global Assistance provider is available for Charles Sturt staff members, students and guests on official travel on behalf of the University when the cost of travel is paid by the University either in whole or in part and whether by reimbursement or otherwise.
Note: It should be noted that travel insurance cover is NOT available to dependent children when travelling with a member of staff (detailed above) except for SSP travel (where the SSP travel arrangements are completed through the Charles Sturt Travel office).
It is the responsibility of the traveller to disclose any pre-existing illnesses prior to travel commencing, as this could affect the individual's travel insurance cover.
For complete policy conditions, exclusions, sums insured and the circumstances and times benefits are payable, please refer to the Policy Wording and the Policy Schedule.
Any private travel is not covered by the University travel insurance. No portion of a private policy will be reimbursed to the traveller by the University.
The cost of coverage for University travel insurance while travelling overseas is centrally funded
|Emergency Medical Evacuation||$ Unlimited|
|Medical Expenses||$ Unlimited|
|Cancellation & Curtailment Expenses||$ Unlimited|
|Kidnap and Ransom/Extortion||$500,000|
|Political Risk and Natural Disaster Evacuation Expenses||$100,000|
|Loss of Deposits||$ Unlimited|
|Accompanied luggage, Personal Effects, Travel Documents and Credit Cards||$10,000 (specified per item)|
|Alternative Employee Expenses||$10,000|
|Rental Vehicle Damage and Theft Waiver||$5,000|
|Extra Territorial Workers Compensation||$500,000|
|Missed Transport Connection||$2,000|